View more on these topics

AHIPP warns on increase in HIP enquiries

AHIPP has advised estate agents to ensure their staff are fully prepared to face a growing number of queries on Home Information Packs.

The association says with full page adverts on HIPs now appearing in the national press, a growing number of consumers are expected to start asking their agents a number of more informed questions about HIPs.

Mike Ockenden, director general at Association of Home Information Pack Providers, says: Up until now, consumers have been pretty much in the dark with regard to HIPs, with only those in the early roll out locations being offered the opportunity to sample the packs.

However, now that the national advertising campaign has kicked in I would anticipate a growing number of consumers to start asking questions questions that will predominately be aimed at their estate agent.

It is now less than 50 working days until the packs become mandatory and those agents who are not prepared and whose staff are not trained in HIPs are running a real risk of potentially losing business.

There are a series of courses currently on offer, not just for agents but for lenders and solicitors too and I would advise those who are not up to date on HIPs to get informed fast.


AMPD to offer Freedom self-cert

Freedom Lending has launched a two-year self-cert tracker mortgage available exclusively via members of the Alliance of Mortgage Packagers and Distributors.The product has a rate of 5.43% to 85% LTV, which is + 0.18% above the Bank of England base rate, or 5.63% to 90% LTV, + 0.38% above the base rate.There are also optional […]

Personal advice spurs saving

Face-to-face financial advice is the key to helping to bridge the UK’s £2.3trillion protection gap, claims Co-operative Insurance. Its research has found personal advice is a key factor in encouraging previous non-savers to get into the savings habit – a process that should be replicated in the protection market.

Bridgewater appoints senior actuary

Bridgewater has appointed Paul Barber as senior actuary ahead of home reversion regulations.Barber has more than 20 years experience in the international insurance and reinsurance sectors culminating most recently with a role as actuary for a marketing company operating across Asia. He has worked across the globe, in various actuarial roles at companies including CIGNA, […]

Abbey launches fix and tracker

Abbey has launched a 10-year fixed rate and a 4.99% tracker. Its no-upfront fee deals include a two-year fix at 5.59% and a remortgage deal fixed at 5.64%. Its £999 upfront fee two-year deal is fixed at 4.99%, while its 10-year fixed rate is 5.34%.

Naming a reward programme

Six tips to get your reward programme name right

by Debra Corey, group reward director  Choosing a name isn’t easy. Whether it’s for your new puppy, a bundle of joy or your reward programme, a name determines a first impression – and often a lasting memory. When it comes to your reward programme, the name will determine how your employees feel about it even before […]


News and expert analysis straight to your inbox

Sign up