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HIP regulations fail to reassure brokers

Two-thirds of Mortgage Strategy Online readers still don’t feel confident about Home Information Packs despite the government finally setting the rules and regulations in stone.

The Conservatives last week set out an early day motion in parliament, humbly asking for an address to be made to the Queen, praying that the HIP initiative be scrapped.

Clearly 62% of you hope the Opposition’s prayer is answered while 38% are confident about dealing with HIPs.

This week Mortgage Strategy asks: “Do you understand the impact of swap rate movements on products that you advise your clients to take out?”


Marketing Brief

Support is critical in the mortgage industry. Kevin Paterson’s A-Z review rates the marketing material that lenders issue to help brokers with sales and business development

Four million Brits expect Gov to pay mortgage if they lose their job

More than 3.85 million people believe the government will help them out with their mortgage if they lose their job, research from Lincoln Financial Group reveals. Around one in 12 people surveyed said they think the government will pay their mortgage if they are unemployed while another three million did not know whether it was […]

Prudential to tour UK to advise IFAs

Lifetime mortgage provider Prudential is to embark on a 13-stop tour of the UK.Starting on the July 11 and running through to the August 3, the team of lifetime mortgage specialists will discuss with financial advisers how Prudential can help build a three step plan to a successful lifetime mortgage business. The workshops will look […]

Don’t waste your time using Halifax for unusual cases

From Gary Payne I was interested in the letter from Jason Simpson (Mortgage Strategy June 12) who has been having problems with Halifax. I have recently done a transaction with Halifax and the experience was as bad as having teeth pulled, but over a protracted period. A question arose about lending into retirement and to […]


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