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Exclusive Connections launch three self-certs

Exclusive Connections, the mortgage packaging network, has launched three self-certs in association with The Mortgage Business.

The first mortgage has a payable rate of 4.89% BBR + 0.89% until September 1 2003 reverting to BBR + 1.49% for remaining term maximum 85% LTV and is available for remortgages only and includes £500 cashback.

The second mortgage has a payable rate of 5% BBR + 1% for term and is available for purchase and remortgage up to 85% LTV. Flexi schemes are available, no redemption penalties and the completion and solicitors fees may be added.

The third mortgage has a payable rate of 5.3% BBR + 1.3% until December 1 2003 and is available for purchase and remortgage. The mortgage has flexi schemes available, no redemption penalties and the valuation fee is refunded on completion.

All three mortgages are true-certification and salary certification.


AIFA and NAMBA form alliance

The Association of Independent Financial Advisers and the National Association of Mortgage Brokers & Advisers have agreed to form a strategic alliance. The objective is to build an effective trade body, which will represent mortgage intermediaries.  NAMBA asked AIFA to become involved because it wishes to draw on AIFA&#39s direct experience of setting up a […]

Finances: Nine out of ten people influenced by parents

Birmingham Midshire&#39s &#39Saving Britain 2002&#39 campaign says that almost nine out of ten Britons (88%) claim their financial habits and decisions as adults are influenced by what they learnt from their parents as children. At a time when financial exclusion, personal finance education and money management skills are hot topics on the Government&#39s agenda, the […]

Customers could face &#39info overload&#39

From Jonathan CornellCP146 represents the FSA&#39s current stance towards mortgage regulation. The mortgage industry seems to be the last major industry within financial services that is not officially regulated. Until now it has slipped through the grasp of the FSA and the mortgage industry has sought to regulate itself through the Mortgage Code. While I […]

The Mortgage Alliance launches exclusive product from Mortgage Express

The Mortgage Alliance – the Scottish Mutual and Scottish Provident mortgage club – has launched an exclusive self certification discount product from Mortgage Express, one of threenew lenders to be added to its panel in the last month. The deal, which is exclusive to The Mortgage Alliance, applies to minimum loans of £50,000 and offers […]

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Preparing for the changes to the pensions market

As more and more providers start to reveal their stance on the charge cap and removal of commission and active member discount pricing, we thought it would be worthwhile to look at what these are, and the steps businesses should be taking to prepare for this.


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