Abbey seems to be attracting negative comments, whatever it does but we shouldn’t forget the support it has shown us over the past few years. Meanwhile, Northern Rock has cut some Everyday rates


HEROES OF THE WEEK are Legal & General and Hanley Economic Building Society for their two-year fixed rate at 3.35% with no credit scoring. It is refreshing to hear about such products. Too many banks use the ’computer says no’ approach.


VILLAINS OF THE WEEK are lenders that are pushing borrowers towards non-advised mortgages, as it’s cheaper for them to provide these deals. Many of these customers have no idea that they are not receiving advice.