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Well done GEMHL for kick-starting the specialist sector

I would like to congratulate Mark Snape and his team at GE Money Home Lending for not only surviving the credit crunch but for striving to get specialist lending back on the map in 2010. Obviously underwriting is going to be tight, due to the restrictions set by credit risk, but at least it is […]

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Abbey cuts fixed rates

Abbey for Intermediaries is cutting the rates on some of its fixed rate deals available at up to 70% LTV by up to 0.24%.

Three firms to offer MarketGuard’s rate protection product

MarketGuard has signed up three adviser firms to distribute its RateGuard product that protects against rising interest rates. First Action Finance, HomeLoan Partnership and Julian Harris have signed up for the RateGuard product, offering protection against increases in mortgage payments as a result of a rise in the Bank of England base rate or LIBOR. […]

Halifax’s latest fixed product will not be attractive to FTBs

I was interested to read last week that Openwork is offering an exclusive two-year fixed rate product from Halifax with a 90% LTV at 6.49%, aimed at home movers and first-time buyers (Mortage Strategy Online). Unless big lenders return to sensible lending aimed at first-time buyers, they will not be interested in returning to the […]

A question of service

Roy Armitage, head of credit, LendInvest Selling a loan is the part of a lender’s workload most visible to brokers and borrowers. Just as crucial – but less frequently observed – is how that lender services that loan. A commitment to quality servicing is one that’s front and centre for us at LendInvest and it’s […]

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