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Mortgage Talk gives its top mortgage deals for the week

Mortgage Talk has unveiled its top mortgage deals for the week including The Chelsea&#39s fixed

rate until the April 1 2006 at 4.64%.

The deal has an arrangement fee of £590, but no valuation fee.

Mortgage Talk&#39s top tip for long-term fixed rates is the Nottingham&#39s fixed rate deal available until August 31 2009 at 5.15%. There is no valuation fee, but an arrangement fee of £295.

For short-term discount deals, Mortgage Talk recommends Norwich & Peterborough&#39s two-year discounted scheme at an interest rate of 2.99% with a valuation fee of £225 and noarrangement fee, subject to redemption penalties.

For long-term discounts Mortgage Talk rates The Nottingham&#39s five-year discounted scheme at a current rate of 4.18%, with no valuation fee or redemption penalties, but an arrangement fee of £295.

Mortgage Talk also rates Northern Rock&#39s variable rate mortgage that gives a 10% cashback on the amount borrowed. The current rate is 5.99% with an arrangement fee of £595 and a valuation of £385. The loan is subject to redemption penalties.

For buy-to-let, the brokerage favours NatWest&#39s buy-to-let discount mortgage available until May 31 2006, currently at 4.69% with a valuation fee of £225, anarrangement fee of £200 and no penalties.

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B&W launches capped offsets

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Yorkshire launches £50,000 prize draw

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Preferred Mortgages launches two fixed deals on adverse range

Preferred Mortgages has launched two fixed rates on a range of adverse products. Customers can benefit from rates starting at 5.19% until July 1 2005 and 5.99% until July 1 2006. Other features available on the fixed rates include mortgages up to £1m, up to 90% LTV for purchases and remortgage; up to 90% LTV […]

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Case study: administration — implementing a management log

Our client is a leading video game and publishing company best known for its console role-playing game franchises. The client provides a number of benefits, at varying levels and cost that attract a P11d liability. With the absence of a management log to track data for benefit movements, enormous administrative and therefore cost implications were occurring each year just to comply with P11d reporting requirements.

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