Mortgage Talk has unveiled its top mortgage deals for the week including The Chelsea's fixed
rate until the April 1 2006 at 4.64%.
The deal has an arrangement fee of £590, but no valuation fee.
Mortgage Talk's top tip for long-term fixed rates is the Nottingham's fixed rate deal available until August 31 2009 at 5.15%. There is no valuation fee, but an arrangement fee of £295.
For short-term discount deals, Mortgage Talk recommends Norwich & Peterborough's two-year discounted scheme at an interest rate of 2.99% with a valuation fee of £225 and noarrangement fee, subject to redemption penalties.
For long-term discounts Mortgage Talk rates The Nottingham's five-year discounted scheme at a current rate of 4.18%, with no valuation fee or redemption penalties, but an arrangement fee of £295.
Mortgage Talk also rates Northern Rock's variable rate mortgage that gives a 10% cashback on the amount borrowed. The current rate is 5.99% with an arrangement fee of £595 and a valuation of £385. The loan is subject to redemption penalties.
For buy-to-let, the brokerage favours NatWest's buy-to-let discount mortgage available until May 31 2006, currently at 4.69% with a valuation fee of £225, anarrangement fee of £200 and no penalties.