Homeowners urged to ensure insurance is adequate

Homeowners have been reminded of the importance of having sound household insurance policies.

As well as being the season of goodwill, December is historically the worst month of the year for storm damage, accounting for more than 20% of all storm claims.

Howard Posner, managing director of Halifax General Insurance, says: “Although we have already had some severe weather this year – with more than £5 million of claims in late October – in theory December could be even worse. Over the last four years 23% of all storm damage claims have occurred in December, with a further 17% in January. So this is really not the time of year to be without insurance.

“Homeowners should also do all they can to ensure that the outside of their properties are as safe and protected as possible – fix loose roof slates or guttering and make sure that nothing in the garden could be blown around etc.”