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Cursing won’t help you if illness strikes

Chef Gordon Ramsay had to make a dramatic exit from a recent celebrity football match after a particularly nasty tackle by an opponent.

The television chef, renowned for his brutal straight talking in the kitchen, must have been gutted to find himself being stretchered off the pitch.

Sometimes, no amount of planning or training can guarantee things will go how we want them to.

However, there are areas where people can take control and be prepared for the unexpected.

Protection insurance is an example. Most people take good health for granted, even though it is impossible to know what’s around the corner.

But they can be prepared financially if an unexpected illness or accident forces them to take prolonged time off work.

While those in the industry and people who have had to make a claim know the value of protection insurance, it can be a challenging sell for advisers.

People think nothing of insuring their mobile phones, holidays and pets, but when it comes to insuring themselves and their family it is a different matter.

Having cover in place could prove invaluable should disaster strike. It will safeguard a family’s financial future and make other aspects of their life possible.

Ramsay will no doubt have been swearing all the way to the hospital.

Make sure your clients have no reason to curse because they were caught out without a financial safety net.


Bank governor and three others on MPC outvoted on raising QE

Three Bank of England Monetary Policy Committee members, including Bank governor Sir Mervyn King, voted to boost the quantitative easing programme by £50bn at June’s meeting. Sir Mervyn, David Miles and Adam Posen all wanted to increase the size of the asset purchase programme by £50bn to £375bn. Paul Fisher preferred to increase it by […]

Retailers provide welcome shake-up

In this month’s Lending Zone we look at supermarkets and what their ambitions to enter the mortgage market could mean. Food and clothing retailer Marks & Spencer recently announced its ambition to set up a bank, albeit one backed by direct-only UK giant HSBC. It joins Tesco, which is awaiting its banking licence to begin […]


Marketwatch – June 2012

My colleague Andrew Montlake is taking a well deserved holiday this week.

The return of inflation

Alex Ralph, manager of the Artemis High Income Fund, sees further pressure on government bonds as inflationary pressures build on both sides of the Atlantic.


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