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MS Online readers want the plug pulled on HIPs

Despite protests from the Association of Home Information Pack Providers and Whitehall, the mortgage industry is still hostile to HIPs.

A massive 86% of Mortgage Strategy Online readers believe the government should pull the plug on the packs.

This week, Mortgage Strategy asks: “Has the government spent too much on advertising HIPs?” Q: Should the government pull the plug on HIPs?

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Mixed messages

An experiment to discover the consistency of sourcing systems’ results shows the difficulties brokers face when using them, says Rob Roberts

CII backs Retail Distribution Review proposals

An independent report commissioned by the Chartered Insurance Institute Group supports the Financial Services Authoritys thinking on the professionalism of advisers.The report from Deloitte and Touche, which was submitted to the FSA two months ago and made public today, shows CII members strongly advocate a framework to raise standards for the public benefit and encourage […]

Packager Power

Proc fees should reflect the work involved in placing cases. Sub-prime deals attract high fees due to the amount of work required, but are these still justified given advances in technology and the number of cascade systems now available?

Sacrifices on the altar of affordability

It’s not a new thing to say that life is tough for first-time buyers but we’re seeing more in-depth coverage of why they’re struggling to get onto the property ladder. The demands of putting to-gether deposits while covering the costs of legal fees, surveys and Stamp Duty often prove to be too much for them.

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