The Bank of England has reported that the increase in total net lending to individuals in May hit £9.5bn.
This figure was higher than the increase in April but lower than the previous six-month average.
The 12 month growth rate fell 0.2% to 10.2% and the three month annualised growth rate fell by 0.5% to 9.2%.
Within the total, the increase in net lending secured on dwellings (£8.7bn) was below the increase in April and the previous six-month average.
The twelve-month growth rate fell 0.2% to 11.2%. The three month annualised growth rate also fell, by 0.7% to 10.2%.
The number of loans approved for house purchase (114,000), those for remortgaging (111,000) and those for other purposes (74,000) were all higher than in April.
The increase in net consumer credit in May (£0.8bn) was higher than the increase in April.
Net credit card lending fell by £0.2bn in May, weaker than the £0.1bn increase in April.
Net other loans and advances rose by £1.1 bn (higher than the increase of £0.4 bn in April).
The annual growth rate of consumer credit continued to fall, by 0.2% to 5.2%, and the three-month annualised growth rate also fell, by 0.3% to 3.8%.