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Prepare your home for winter

The Royal Institution of Chartered Surveyors is advising people to prepare their homes for winter and stop the predicted harsh weather from taking its toll on property, heating and maintenance bills. Properties are vulnerable to attack both from the outside elements and the moist, warm conditions that build up inside in the winter months.

Roy Ilott, a chartered building surveyor and spokesman for RICS, says: “A full assessment of a house’s condition is advisable. Think roof, walls, floors, windows and doors and repair, seal or insulate.”

Combating the pain of gazumping

Online conveyancing service Convex Conveyancing , has launched a pricing policy that promises to soften the financial blow of gazumping for people buying and selling property.


Auto valuation systems as described by Eve are old news

From Graeme Winser I was surprised to see in Frank Eve’s recent article in Mortgage Strategy (October 1) the existence and functionality of an automated valuation system still being treated as news. Eve’s description of the Rightmove AVM with its three modes of quick, interactive and batch, is spookily similar to our own AVM at […]

Dear Delia

Dear Delia I am advising a couple both aged 62 who plan to carry on working until 65. They have a mortgage that is due to be repaid in three years. But they have a shortfall on their endowment policy and have no other liquid assets which means it is likely they will struggle to repay it. They would like to enjoy their retirement without financial problems. What can they do to improve their situation?

Bernanke to replace Greenspan as head of US Federal Reserve

Alan Greenspan, the chairman of the US Federal Reserve who was once described as “the greatest central banker who ever lived”, is to be replaced in January by former Federal Reserve governor Ben Bernanke. Greenspan has been in charge of US monetary policy for 18 years, and has seen two stock market crashes and two […]

African fraudsters target UK property market

West African fraudsters are inviting people to invest in a property purchasing scheme, in a new take on the classic Nigerian scam. An email entitled ‘I need a good property manager’ was sent to Mortgage Strategy from a Matthew Opara, allegedly a Nigerian former local government chairman who now specialises in private shipping. Opara writes […]

Sub-Saharan Africa Near-Term Outlook

By Paul Caruana-Galizia, Neptune Economist

Sub-Saharan Africa’s economic renaissance continues. After growing at an average rate of five per cent over the past decade, the IMF projects an acceleration to 5.5 per cent growth among Sub-Saharan economies in the next two years, as developed economies emerge from the crisis. We expect this growth to be sustainable for three broad reasons.


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