Infinity Mortgages has made significant improvements to its lending criteria, with higher income multiples.
Infinity says the changes will help not only first-time buyers but all home buyers and remortgagers.
The changes should also benefit intermediaries, who dont need to download complex software or use debt to income calculations.
Infinity Mortgages customers can now benefit from main income multiples raised to 4 x, joint income multiples raised to 3.5 x, and buy-to-let LTV raised to 85%.
Simon Biddle, head of marketing and communications, says: “These improvements to Infinitys criteria underline our commitment to improving our criteria proposition. This change further demonstrates our independence as a lender. This move already proves that there is clear blue water between Infinity and some of our competitors”..