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Freedom enhances product range

Freedom Lending has launched a number of enhancements to its product range, including a three-year stepped discount with rates starting from 4.58% and no overhanging early repayment charges, which is available on its standard adverse range of mortgages.

Other enhancements include the availability of free legals on all remortgages in England and Wales and an increase in the maximum loan size to 85% LTV of 400K.

Colin Snowdon, managing director of Freedom Lending, says: Stepped discounts have grown in popularity and were delighted to be launching the most competitive three-year deal currently on offer. Early feedback from brokers is encouraging and, with the free legals offer and the introduction of a new max loan to 85% LTV, we anticipate significant interest from brokers.


Cleaning revealed as number one tenancy dispute

Cleaning is the number one source of deposit disputes in the 12 months since the Tenancy Deposit Scheme received its first disagreement to be resolved between landlord and tenant. The scheme, for regulated letting agents and their landlords, went live in May last year, and so it took six months before the end of a […]

FSA to review regulation one year on

A year after the introduction of statutory Financial Services Authoriys regulation, the regulator is due to begin a review of how the new rules are working in practice.The Council of Mortgage Lenders has today published an article reviewing the transition to the regulated environment, in which it argues that the costs of regulation have greatly […]

Infinity announces first mortgage completion under sole brand

Infinity Mortgages, the sub-prime mortgage lender, has announced its first mortgage completion under its own sole brand.Infinity is funding its mortgages through a financing deal with Investec, the specialist banking group listed on both the London and South African Stock Exchanges. This deal is Investec’s first venture into the UK’s sub-prime mortgage market.Matt Gilmour CEO […]

Lenders must keep it simple with KFIs

A recent census by the Association of Mortgage Intermediaries shows the issues brokers face. There are not too many surprises but the findings are consistent. A year on from regulation brokers still face challenges on a daily basis.

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Pensions: trouble ahead?

The pace of change in the pension’s space has been little short of astonishing, and has left thousands of employers struggling to keep their pension policy compliant, and also on the right side of current best practice and governance. Many employers, and indeed many in the pensions industry itself, would like to see a period of no change during the next term of government. This would give all sides a chance to catch up and draw breath. 


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