First Mortgage sets up Edinburgh office

First Mortgage Options has opened offices in Edinburgh as part of its plan to offer products and services to intermediaries throughout the UK.

FMO Scotland has been established to offer a dedicated service to brokers in Scotland. The lending panel will include both specialist and mainstream lenders, with secured loans and commercial lending facilities also being available.

Kevin Friend, sales and marketing director of the UK&#39s first online mortgage brokerage,, and former business development director at The Mortgage Operation, has been appointed managing director.

He tells Mortgage Strategy: “I am delighted to have been given this opportunity to work north of the border once more. I understand the demands of the market and look forward to establishing FMO Scotland as a company known for service excellence and competitive products.”

FMO Scotland will be opening its operations centre in Glasgow early in 2004.

Northwich-based parent company First Mortgage currently packages for 12 lenders with a total of 35 on its direct panel. Agreements with various lenders have been made with a view to offering their products in Scotland.

Debbie Lloyd, FMO operations director, says: “This is both a challenging and exciting time for us.

“Our move into Scotland has been made easier by the web-based technology we employ to support our operation and we fully expect the service standards we offer in Scotland to be excellent.”