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Dump HIPs but the buying process still needs modernising

The home buying process in this country needs modernising. HIPs were an attempt to do this, and would have been a success, if a survey had been included.

Buying property is the largest single purchase anyone makes in their life yet many go into it with their eyes closed. Potential buyers would benefit from user-friendly surveys and we should move towards a system such as that used in Scotland.



Pushing housing up the political agenda

No doubt readers will be pleased that we have reached a conclusion with respect to who will run the country. But we would do well to remember that after the excitement comes the cold, hard fact of belt tightening in many areas. It should be hoped that this will not affect the housing market recovery, […]

Service better but Kensington and GMAC-RFC arrears rates still high

Kensington and GMAC-RFC are improving their arrears servicing although their 90-day arrears rates are still above average compared with other sub-prime lenders, says Moody’s. Kensington was fined £1.23m in April for unfair treatment of borrowers in arrears. This followed a £2.8m fine that was dished out to GMAC-RFC last October for hitting borrowers in arrears […]

Finance is only one hurdle for small developers

The housebuilding market in its current form simply isn’t working. We are completely over-reliant on the biggest players in the industry – the largest nine are responsible for more than 50 per cent of the new homes built in the UK. But there is a reluctance to do more, particularly in this uncertain post-Brexit world. And with […]


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