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Time to take a leaf out of Rafa’s book

I have just watched the mighty Liverpool FC stuff Real Madrid 4-0 and after reflecting on the glory that is Rafael Benitez, I wondered what could be learnt from Liverpool’s recent string of successes and applied to the mortgage market.

Each season Benitez essentially has a fixed workforce – the players – that he has to mould and inspire to try to achieve success in every game that Liverpool plays.

But if a player or something about the team is not working as the season progresses, he and his board have the transfer window to potentially bolster their ranks.

Do they invest in additional talent or do they make do with the players they have but focus on key games to maximise the talent that they already have on board?

Such are the decisions that face small and medium-sized businesses in the mortgage market at the moment.

Do we have the talent to achieve our object? And if resources are stretched and investing in new talent is not an option, do we then need to move the goalposts and focus on parts of the job that maximise income?

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