The Financial Services Authority last week appointed Mark Norris as chief operating officer.
Mortgage arrears and repossessions are likely to reach record levels in 2009. For those who were advising debtors in the late 1980s and early 1990s there is a sense of déjà vu.
In recent weeks the issue of non-disclosure has reared its head in the consumer press. Cheltenham Borough Council has taken its former managing director, Christine Laird, to court, claiming she failed to disclose information about her health when she applied for the job.
The Association of Mortgage Intermediaries is battling the Financial Services Authority over its proposed fee hikes and has formed an action group to tackle the issue.
Certification is highly complex and surrounded by a minefield of information and auto-enrolment jargon, which can make it very difficult to understand. However, for many employers it is a necessary process that must be executed successfully.
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