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If minor fraudsters were prosecuted it would deter others

Rooting out fraudulent documents is made harder when so many customers only provide internet bank statements.

Unfortunately, it seems the provision of such documents is not illegal although why someone would want a novelty P60 or payslip other than for fraudulent purposes is beyond me.

As an underwriter I am reliant on the mistakes made on these documents and it is amazing how often the National Insurance number or the gross figures on such documents are incorrect.

Thankfully the bulk of fraudsters try to provide genuine information and this usually contradicts the false documents.

But no matter what we try, we will not stop fraud until perpetrators of even minor fraud are prosecuted and see that there are penalties for their malfeasance.

Grey-haired underwriter


Simon Fletcher

Auto-enrolment: pay attention or pay the price

By Simon Fletcher

As a chief executive officer of a business in the financial services sector, I have been dealing with the introduction of auto-enrolment for our clients for some time, but I can also speak from an employer’s point of view, having to go through the process ourselves.


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