HERO OF THE WEEK is Norwich and Peterborough. It has slashed its 85% LTV five-year fixed rates from 4.99% to 4.88%, and from 5.24% to 5.13%. It is wonderful to see greater competition at high LTVs.
VILLAINS OF THE WEEK are debt management firms sending complaints to brokers for fictitious product sales. Just because a firm has sold a mortgage from a specialist does not mean they have sold a single premium PPI policy with it.