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Welcome to Blue Monday

January 22 is the worst day of the year so far, according to Lloyds TSB Insurance. So-called Blue Monday has been pinpointed by academics as the most miserable day of the year, coming one month after Christmas when spiralling debt, bad weather, unkept new year resolutions and a lack of motivation overwhelm even the most upbeat personality.

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FSA bans IFA from doing business

The Financial Services Authority has banned independent financial adviser, George Robert Piggott, from all regulated activities in the financial services industry.The Financial Services and Markets Tribunal found that in his dealings with customers and in the courts, Mr Piggott knowingly relied on forged documents, recommended lying to an insurance company and threatened some clients with […]

Rate rise “painful” for two-year borrowers

The recent rise in interest rate will be particularly painful for mortgage holders coming off a two-year deal and hoping to remain on a new fixed rate, says a leading analyst.Lisa Taylor, analyst at moneyfacts.co.uk, says: Two years ago, one the of best deals available was at 4.47% with a fee of 399. “Today a […]

Good time for clients to review deals

Virtually everyone was taken by surprise when the base rate rose to 5.25% this month – its highest level in five and a half years.

Commercial First appoints associate director

Commercial First has appointed Nick McAuliffe as associate director of customer operations. Reporting to Philip George, managing director of Commercial First, McAuliffe is responsible for leading the team that looks after borrowers from the time their mortgage completes, throughout their time as a Commercial First customer. This includes all customer servicing, further advances and also […]

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