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Packagers focus on sub-prime

Almost 90% of packagers polled by The Mortgage Business see sub-prime is the most important market segment and an area that will be vital to their business in the future. Self-cert was voted the next most important sector.

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Is it worth following the advice of so-called experts?

From Brian HumphreysThe January 8 issue of Mortgage Strategy was full of conflicting opinions from experts. Kevin Paterson says the end of the buy-to-let honeymoon is in sight while Rebecca Atkinson says the Bulgarian and Romanian immigrants flooding in will boost buy-to-let. Lombard Street Research – which correctly predicted a 10% rise in house prices […]

Good time for clients to review deals

Virtually everyone was taken by surprise when the base rate rose to 5.25% this month – its highest level in five and a half years.

Landlords say demand is high

Research from Paragon Mortgages reveals that landlords believe tenant demand for rental properties is at its highest rate ever. Almost a third of landlords surveyed stated that demand for rental property is growing or booming. This was an 8% increase over the previous quarter.

Truestone appointment

Truestone Asset Management has appointed Ian Handley to launch its lending arm Truestone Private Finance. Handley and his team will provide independent advice relating to investment property finance, residential mortgage borrowing, multiple property financing, loans, offshore finance and commercial finance.

Partied out and penniless

December has left me destitute. My piggy bank lies broken and empty, my lunchtime meal deal feels like an extravagant expense and I’m down to the Bountys in my box of Celebrations. But I won’t mourn my dearly departed pennies. Between buying gifts for loved ones (then deciding to keep them for myself) to treating […]