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Brokers remain confident despite base rate rise

Confidence is still high in the mortgage market judging by last week’s straw poll, even after the base rate rise.

Some 58% of Mortgage Strategy Online readers say they don’t think the housing market will take a dip after last week’s base rate rise.

This week Mortgage Strategy asks: “Do think the Bank of England will raise the base rate again in February?”

Q: Will the housing market dip in 2007 as a result of the recent base rate rise?

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Nationwide deals

Nationwide has increased the rates on its range of fixed rate mortgages.

Mortgage Trust appoints BDM for North

Mortgage Trust has appointed Mick Kirkman as a business development manager in the North. Reporting to Mortgage Trust’s head of sales Austin Jelfs, Kirkman has extensive experience in the financial services industry gained over the last 25 years, and has spent the past 12 years working in the mortgage market as a business development manager […]

Skipton relaunches fixed rate range

Skipton has relaunched its range of two-year, three-year, five-year, seven-year and 10-year fixed rate mortgages with rates starting from 5.34%. This means borrowers could make initial monthly payments of only 604 on a 100,000 repayment mortgage. Colin Dale, head of lending at Skipton, says: With the Bank of Englands base rate steadily rising, the majority […]

PACKAGING SUMMIT 2007: Lenders warned over dual pricing

Packagers have accused lenders of mistreatment over the dual pricing of mortgage products depending on whether they are sold direct by brokers or through the distribution channel. On the first day of the Mortgage Strategy Packaging Summit in Nice, Roger Morris, managing director of em-financial, told delegates that lenders have developed the practice of dual […]

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Defined benefit schemes: Part 2

Justin Corliss, business development manager In defined benefit (DB) schemes part 1, we looked at recent guidance aimed at DB scheme trustees and sponsors. In part 2 we will look at guidance available to pension transfer specialists (PTS). In the first instance, PTS should familiarise themselves with COBS 19. All guidance below is designed to […]