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AToM introduces new three-year fixed rate

All Types of Mortgages has launched a self-cert three-year fixed rate from Kensington Mortgages.

The near prime 500 is priced at 5.92% up to 85% LTV and is available to self-cert customers with up to 500 of County Court Judgements and defaults.

There is no higher lending charge and it is also available up to 90% LTV for 6.09%.

The product is available to a maximum loan of 500,000 up to 85% LTV, and 300,000 up to 90% LTV.

Keith Street, director of sales at Kensington Mortgages, says: In a rising interest rate environment more borrowers are looking for the certainty of a fixed rate, and we dont think they should have to pay through the nose for the privilege.

This is a great self-cert deal with a headline rate of 5.92% that will make people sit up and take notice.

Whats more, it comes with no higher lending charge, allows up to 500 of CCJs and ignores defaults.

We expect demand to be high and look forward to working with AToM to ensure our customers dont just receive a great deal, but outstanding service as well.

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