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Foundation Home Loans begins lending to first-time landlords

Foundation Home Loans has started lending to first-time landlords. The intermediary-only lender has launched a 3.96 per cent two-year discount rate mortgage and a 4.19 per cent two-year fixed rate mortgage. The products are aimed at first-time landlords and the lender will not accept borrowers who do not own their own property. Gross rental cover […]

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Govt to appoint minister to stop age discrimination in mortgage lending

The Government will appoint a minister to stop lenders unfairly discriminating against older borrowers if it wins the next election. Ros Altmann, the Government’s older workers’ champion, will be made a peer and appointed as a minister responsible for financial consumer protection and education, if the Conservatives are in government after the election. Part of […]

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GE Capital puts lending unit up for sale in slimmed-down change of focus

GE Capital has put its specialist lending subsidiary, GE Money Home Lending, up for sale. In a note to brokers last week, the firm said it plans to reduce its size and concentrate on its industrial and manufacturing businesses. The note said: “GE Money Home Lending is among the platforms targeted for disposition.We anticipate being […]

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TSB pilots buy-to-let proposition through L&C ahead of wider rollout

TSB is piloting its buy-to-let proposition with London & Country ahead of a wider rollout later this year. However, the lender says it has not yet decided when it will extend the distribution of its buy-to-let range. TSB intermediary director Roland McCormack says: “We’re piloting our buy-to-let mortgages through London & Country. The team there […]

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(Another) downhill stroll — retirement planning

A report published this morning by the CIPD (CIPD Employee Outlook March 2015) provides yet more interesting data to the changing landscape of retirement planning. It should be remembered that we are in a period of genuine flux here given that the default retirement age was scrapped three years ago, and new pension freedoms come online in April. Both of these alterations will have a huge impact on how employees plan for their retirement.

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