View more on these topics

Curriculum Vitae – Tammy Richardson

“I love Fornula 1 motor racing and my favorite team is Ferrari”

Name: Tammy Richardson

Age: I would not like to divulge

Company: Genworth Financial Mortgage Insurance

Job title: Managing director, UK and Ireland Mortgage Insurance Europe

Where do you live? London

Describe your current job: I run the mortgage insurance business in the UK and Ireland. In the past 12 months my team has worked with lenders on solutions to help them grow while protecting them from a housing market downturn or changes in accounting standards. We are also working with the FSA to ensure our product gets recognition as a credit risk mitigant under Basel II, which will give lenders capital relief on high loan-to-value mortgages.

What was your first job?
After finishing my degree in New York I joined GE’s financial management programme – two years of training with rotations ranging from a Wall Street investment bank to commercial real estate to GE Mortgage Securities.

What was your last job?
Vice president of European business development. I was responsible for mergers and acquisitions, and launching our mortgage insurance business in four other countries. We now insure mortgages for lenders in seven European countries: the UK, Ireland, Spain, Portugal, Italy, Sweden and Germany.

What have you done in between?
Jobs for GE ranging from mortgage servicing to product development, moving to a new role every 18 months or so. This included some time with GE’s consumer finance business in Leeds.

What has been the defining point of your career?
Deciding to move from the US to the UK. Leeds felt a long way from North Carolina but the move was worth it.

And the most embarrassing?
Showing up on my first day at work in Leeds wearing checked trousers – apparently not fashionable at the time.

Do you have a mortgage?
Not yet.

What’s your favourite restaurant?
My favourite definitely has to be Tamarind, a terrific Indian restaurant in Mayfair. The chef there is simply fantastic.

What is the most you have spent on dinner for two?
I love eating out so my answer would simply be – too much. Having said that, my husband is a real gentleman so he usually picks up the tab.

What’s your favourite band?
I’m afraid I have no control over the music in our house as my son won’t let me touch the stereo.

What’s your favourite tipple?
I’m a huge Starbucks skinny latte fan and I have to have one every day on my way in to work.

What are your hobbies and interests?
I absolutely love Formula 1 motor racing and my favourite team is Ferrari. I have been to several circuits in Europe but the Spa in Belgium was my first live experience and was absolutely brilliant.



Property prices in the North-East increase 108%

The North-East is the place to invest, say, as house prices have increased by 108% over the last five years, compared to average UK growth of 87% over the same period. One factor is the extensive regeneration work around the Newcastle area, which has increased the popularity of the city with investors. One such […]

Orchard & Shipman appoints Nye as financial director

Orchard & Shipman, the London and Edinburgh property services group and community housing specialists, has appointed Paul Nye as financial director.Previously financial director of Dreams plc, the furniture retailer, Nye was responsible for the growth of that business from 13 branches and sales of 4m to over 100 branches with a turnover of 100m.Chris Shipman, […]

FSA starts to focus on the big ideas

The FSA’s shift toward a principles-based approach to regulation makes sense of the big ideas that underpin the system and is therefore not something to be feared, says Bill Warren


Guide: reporting to the Pensions Regulator — what and when?

Johnson Fleming has published a step-by-step guide demonstrating the importance of record keeping and reporting, and how it can ensure you operate a successful scheme. The guide takes you through some key questions you need to ask and identifies the information you need to obtain. The topics include: why you need to keep records and the benefits of doing this; registering your scheme; what information you need to record to ensure you meet the Pensions Regulator’s requirements; and what items need to be recorded and when.


News and expert analysis straight to your inbox

Sign up