Name: Tammy Richardson
Age: I would not like to divulge
Company: Genworth Financial Mortgage Insurance
Job title: Managing director, UK and Ireland Mortgage Insurance Europe
Where do you live? London
Describe your current job: I run the mortgage insurance business in the UK and Ireland. In the past 12 months my team has worked with lenders on solutions to help them grow while protecting them from a housing market downturn or changes in accounting standards. We are also working with the FSA to ensure our product gets recognition as a credit risk mitigant under Basel II, which will give lenders capital relief on high loan-to-value mortgages.
What was your first job?
After finishing my degree in New York I joined GE’s financial management programme – two years of training with rotations ranging from a Wall Street investment bank to commercial real estate to GE Mortgage Securities.
What was your last job?
Vice president of European business development. I was responsible for mergers and acquisitions, and launching our mortgage insurance business in four other countries. We now insure mortgages for lenders in seven European countries: the UK, Ireland, Spain, Portugal, Italy, Sweden and Germany.
What have you done in between?
Jobs for GE ranging from mortgage servicing to product development, moving to a new role every 18 months or so. This included some time with GE’s consumer finance business in Leeds.
What has been the defining point of your career?
Deciding to move from the US to the UK. Leeds felt a long way from North Carolina but the move was worth it.
And the most embarrassing?
Showing up on my first day at work in Leeds wearing checked trousers – apparently not fashionable at the time.
Do you have a mortgage?
What’s your favourite restaurant?
My favourite definitely has to be Tamarind, a terrific Indian restaurant in Mayfair. The chef there is simply fantastic.
What is the most you have spent on dinner for two?
I love eating out so my answer would simply be – too much. Having said that, my husband is a real gentleman so he usually picks up the tab.
What’s your favourite band?
I’m afraid I have no control over the music in our house as my son won’t let me touch the stereo.
What’s your favourite tipple?
I’m a huge Starbucks skinny latte fan and I have to have one every day on my way in to work.
What are your hobbies and interests?
I absolutely love Formula 1 motor racing and my favourite team is Ferrari. I have been to several circuits in Europe but the Spa in Belgium was my first live experience and was absolutely brilliant.