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Advantage launches mortgage range with Kensington

Advantage Home Loans has launched with a range of flexible one and three year fixed rates with Kensington Mortgages, to give brokers access to sub-prime flexible features for their client usually only available on the high street.

The range gives access overpay by regular amounts or a lump sum, borrow back at any time, no limit on payment holidays for as long as overpayment will fund and rates from 4.50%

Sarah Jones, product manager at Advantage, says: “These products offer a flexible solution for people with flexible needs and incomes with near prime through to high levels of adverse credit. Our own research conducted for the Advantage Index shows that the market place is changing and lenders are responding actively towards this by bringing out revolutionary products such as these”.


71% of the public unaware of A Day changes

Research from the Association of Investment Trust Companies suggests that while active investors are geared up for pensions A Day, the message is still not getting through to the general public. Some 83% of active investors are familiar with the upcoming pension changes, with a significant 25% of these poised to change their pension portfolios […]

Don’t forget secured loans

Brokers are being urged to make more use of secured loans as a borrowing option for their clients by Promise Finance. Steve Walker, managing director of Promise, spoke of the secured lending opportunities available at a seminar during the Mortgage Business Expo last week. Walker says: “Anyone licensed by the Office of Fair Trading should […]

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Pensions: trouble ahead?

The pace of change in the pension’s space has been little short of astonishing, and has left thousands of employers struggling to keep their pension policy compliant, and also on the right side of current best practice and governance. Many employers, and indeed many in the pensions industry itself, would like to see a period of no change during the next term of government. This would give all sides a chance to catch up and draw breath. 


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