“That’s a big one Darling.”
The latest data from the Office for National Statistics on UK house building shows house building starts stood at 24,140 for Q1 2012, down 11% on Q4 2011.
If you’re already depressed about the crisis unfolding in Europe and what it could mean for the UK, then stay well away from the BBC’s second programme on the continental nightmare.
When the services of a surveyor or valuer are engaged, the customer, be they lender, applicant or broker, are essentially buying professional advice.
It’s great to see the Mortgage Business Expo in Manchester doing so well and the event’s organiser, industry veteran James Prosser, should take massive credit for this.
Well, the cricket season is here, and England and Australia are stepping up to the wicket. Although we compete with each other in the sporting world, when it comes to pensions, Australia’s pension programme is held up as a model for our auto-enrolment initiative. Auto-enrolment was introduced because people weren’t saving enough into their pensions, and it is still early days but signs are positive. However, in Australia, saving into a pension is compulsory, and in fact employers are the ones who have to pay in. Employees in Australia can make additional contributions into their pensions, but they don’t have to. Should the onus be on the employer or employee to save? Well in the UK we think it’s both, but to get ‘adequate’ savings for retirement it’s the employee who has to pay more in.
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