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Leader: Rate war set to continue

A story we published last week caused an obvious division in the industry. We reported fears that the steep slump in oil prices would lead to uncertainty in the money markets, which would result in an increase in swap rates and therefore in fixed-rate mortgages. While some commentators supported the idea of falling oil prices […]

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Letters: Use of seasonally adjusted figures in lender press releases is misleading

Star letter: Use of seasonally adjusted figures in lender press releases is misleading Last week’s Halifax house price index press release was shamefully misleading. One of its three bullet points said: “House prices grew by 0.9 per cent between November and December,” which is not what its data shows. The data shows a fall of 1.1 […]

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Investec appoints ex-Harrods Bank intermediaries boss Izard

Former Harrods Bank head of intermediaries Peter Izard has been appointed business development manager at Investec Private Bank. He will oversee the development of Investec’s high-net-worth and professional mortgage offering within the broker market, following the £180m sale of its specialist lending arm, Kensington Mortgages. Izard joins from Harrods Bank, where he had been responsible […]

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Analysis: Making the most of stamp duty reforms

Many homebuyers received an early and unexpected Christmas present when the Chancellor announced his reforms to stamp duty last month. But who will be the real winners? Is it simply homebuyers? Will retailers gobble up these ‘extra’ savings via the January sales as buyers upgrade existing appliance, gadget and furniture budgets? Could it be sellers, […]

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