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Sniff out the best critical illness cover


I thought I’d heard it all when Paul the psychic German octopus was predicting the World Cup football results.

But when I saw the headline, ’Early bowel cancer detected by dogs in Japan’, it certainly got my attention.

Tumours are thought to have a distinct smell and during a study in Japan a labrador sniffed out bowel cancer in breath and stool samples enabling early stages of the disease to be detected.

I was also surprised to learn from the British Heart Foundation advertising campaign that a Zebra fish can mend its own heart.

Are animals the key to our future? Could they one day help improve our chances of surviving critical illness?

With medical advancements people are likely to live longer and survive critical illnesses.

This means more people are likely to need prolonged periods of time off work for treatment and recovery.

This could have a huge impact on their income, so how would they be able to afford their mortgage, household bills and lifestyle?

Many people may think the state will support them. But the level of support is now subject to strict qualifying rules so won’t necessarily cover their mortgage, let alone their other outgoings.

People will increasingly need to consider more comprehensive solutions to help protect the income and lifestyle – and that’s precisely what our industry is here to provide.

If animals can help us along the way then there could be hope for a better future.


Higher oil prices and VAT prompt inflation to hit 4%

Inflation hit 4% in January, up from 3.7% in December, the Office for National Statistics revealed last week. Two main factors that had an impact are the rise in the standard rate of VAT to 20% and the contin-ued increase of crude oil prices. In his letter to the chancellor explaining why inflation missed the […]

Repossessions set to rise in second half and into 2012

HML predicts that repossessions will fall during the first half of 2011 to 15,557 before rising during the second half to 17,700. HML predicts 33,257 houses, 0.3% of all mortgaged properties, will be repossessed during 2011. The latest Council of Mortgage Lenders figures show there were 36,300 repossessions by first-charge mortgage lenders in 2010. Neil […]


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