Britons do not hold lenders or the police responsible for protecting people against ID theft, reveals research from online credit report service MyCallcredit.
It discovered more than seven out of 10 people think individuals bear the main responsibility for protecting themselves against ID theft whereas only one in 13 thinks it is the responsibility of the police.
One in five think it is the responsibility of the lenders.
And while seven out of 10 people say they are concerned about ID theft, seven out of 10 also say they know how to protect themselves.
However, only three in 10 could correctly identify that their likelihood of becoming a victim is one in 1000 the remainder surveyed drastically underestimated their risk, some by as much as 15 times.
Mel Mitchley, director of MyCallcredit, says: Its really encouraging that people think they know how to protect themselves from ID theft and believe they bear the main responsibility for doing so.
However, people do drastically underestimate the risk they will become a victim of ID theft so there is still a lot of work to do educating people of those risks and the tell tale signs that your identity might have been compromised.