Flat rate income protection deal

Safetyfirst.co.uk has launched a flat rate income protection product. Standard policyholders can be charged different premiums according to factors such as their age, occupation, smoking habits and gender. They can also have to wait several weeks for the underwriting process to be completed before cover starts. But the Safetyfirst.co.uk product charges everyone the same flat rate of 5 a month per 100 of monthly cover.