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Mortgage Portfolio Services gets official authorisation

This applies to regulated mortgage contracts from 31 October 2004 and non-investment insurance contracts from January 15 2005.


Simon Chalk, principle of Mortgage Portfolio Services, says: “I&#39m obviously chuffed to get permission in advance. It shows that if there&#39s anyone out there who is wavering or concerned they should hang in there and not rush to the networks. It&#39s also a case for having applied early.”



Santander front-runner for Abbey as HBOS pulls out…

HBOS last week dropped its plans to make an offer for its biggest rival, Abbey, leaving the way clear for Spanish bank Banco Santander Central Hispano. HBOS&#39 statement, issued to the stock exchange last Wednesday, says: “Notwithstanding the very substantial opportunity to create synergies, and a strong competition case with which to engage the regulators, […]

Mortgage Brain sees user numbers jump

In addition to many thousands of small firms, major introducers, clubs and networks also benefit from using white label Mortgage Brain configurations. These include Bankhall/Point One, Bradford and Bingley Group, Connells, Friends Provident, LIME, Mortgage Intelligence, Mortgage Next, Norwich Union, Paymentshield, Personal Touch, Pink Home Loans, Sesame, St James&#39s Place, The Exchange and Zurich. The […]

Lending slows in August

This was 13% lower than in July and just 3% higher than in August 2003. This is in contrast to last month, when lending was 3% up on the previous month and 13% up on the previous year. In marked contrast to last month, when lending was driven by a new £14.6 billion monthly record […]

Baseline Capital appoints sales and marketing director

Richard Coates, managing director of Baseline, says: “I&#39m pleased to have Fletcher on board given his extensive market contacts among lenders, technical knowledge and proven sales track record.” Fletcher worked at Homeloan Management for three years. He says: “Baseline provides me with a host of exciting new challenges. My new role will be focused on […]

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Guide: how to… communicate with your pension members

Effective communication of your pension scheme is a large part of getting auto-enrolment right. Delivering the same message to all employees is not necessarily the way to go. To assist you with the communication of your pension scheme, we have provided some key areas to think about, such as:

  • What to consider when segmenting your workforce
  • How to communicate to pension scheme members at the right time in their member lifecycle
  • What topics you should be discussing with your pension members
  • The new pension freedoms and the importance of communicating them


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