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Derbyshire offers investors added protection

The product provides added peace of mind for private landlords or anyone thinking of letting out their property to others.

It offers cover choices for buildings only or buildings and contents, the latter providing cover for contents up to a value of £10,000.

The policy, which compliments Derbyshire&#39s existing household and income protection insurance products, also provides cover for up to £5,000 loss of rent, up to £5,000 re-letting costs and up to £2m of property owner&#39s liability.

Darren Bailey, Derbyshire Group product manager, says: “The buy-to-let housing market is still strong and has grown by around 14% in the last 12 months. But one of the most important things that a private landlord or anybody who rents out their property should bear in mind is protecting their investment and their assets.

“Derbyshire&#39s buy-to-let buildings policy provides customers with the peace of mind of knowing that while their property is being let out, it will still be protected.”


No housing market crash, says NAEA

Peter Bolton King, chief executive of the NAEA, says: “For a number of good reasons we believe the IMF is needlessly flying a kite and scaring homeowners. They cite increasing interest rates as a reason for precipitating a crash. But opinion is that if rates go up at all it will be by just 0.25% […]

Skipton revamps mortgage lending criteria

Skipton has revamped its mortgage lending criteria to make them more objective and affordable. The changed criteria will look at a person&#39s net disposable income and cross-reference this with their other bills such as credit cards and personal loans. Paul Darwin, development manager of intermediary sales at Skipton, says: “We want to be more objective […]

Mortgage Choice selected to join the Mortgage Alliance&#39s packager panel

Manchester-based Mortgage Choice is not a network, and will provide a packaging route to TMA for its 6,000 members that are already in a network and who prefer to use a non-network packaging facility, and also for general users. Steve Atkins, head of The Mortgage Alliance, says: “An important growth area for The Mortgage Alliance […]

Members Mortgages receives authorisation

Members Mortgages Network is guaranteeing that all aspiring appointed representatives applying to join the network before September 30, 2004 will have their application processed by M-Day. It has also stated that the first 60 taking up the offer will receive a minimum of 20 qualified mortgage leads per month. Managing director Clive Watkins says: “I […]

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Guide: Johnson Fleming’s managed auto-enrolment service for SMEs

Johnson Fleming has launched its new managed auto-enrolment service, designed to support SME businesses of up to 250 employees. The managed auto-enrolment service is not just about providing businesses with a software system for them to manage themselves, but more about outsourcing the administration of the project and scheme to Johnson Fleming’s auto-enrolment staff.


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