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Fixed rates from UCB Home Loans

UCB Home Loans has increased its fixed rates on self-certification and buy-to-let mortgages. The new rates reflect recent movements in the money markets.

The self-cert mortgages include:

• Two-year fixed rate available at 4.99% (increased by 0.10%) 6.0% APR

• Three-year fixed rate available at 5.29% (increased by 0.20%) 6.0% APR

• Five-year fixed rate available at 5.49% (increased by 0.20%) 6.0% APR

Buy-to-let mortgages include:

• Two-year fixed rate available at 5.19% (increased by 0.30%) 6.1% APR

• Five-year fixed rate available at 5.59% (increased by 0.30%) 6.1% APR


MCCB announces regulation seminars

The Mortgage Code Compliance Board is to run a series of regulation seminars to help MCCB firms prepare for Mortgage Day at the end of October 2004. The seminars will be held in the first quarter of 2004 across the country, and will deal with the practical implementation of the new FSA rules. Topics covered […]

NAEA calls for Stamp Duty exemption for first-time buyers

In light of the current speculation about a potential rise in Stamp Duty the National Association of Estate Agents reiterates that it has consistently campaigned for changes to this tax. The NAEA has always pressed for a fairer system of Stamp Duty. But it says the chances of the chancellor introducing an aggregated system (similar […]

MCCB launches seminar programme

The MCCB this month launches a seminar programme to help firms prepare for Mortgage Day on October 31 2004. The seminars will be held in the first quarter of 2004 and will focus on the practical implementation of the FSA rules. Topics covered will include regulatory choices; mortgage selling and the sales process; disclosure requirements; […]

Legal & General offers winter home care advice

Legal & General has produced a guide on the important steps homeowners should take to safeguard their property during the winter months. To help homeowners avoid damage to their property, L&G has written an online guide entitled “Winter weather can seriously damage your home”, providing a range of hints regarding insulation and security, plus tips […]

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Pensions: trouble ahead?

The pace of change in the pension’s space has been little short of astonishing, and has left thousands of employers struggling to keep their pension policy compliant, and also on the right side of current best practice and governance. Many employers, and indeed many in the pensions industry itself, would like to see a period of no change during the next term of government. This would give all sides a chance to catch up and draw breath. 


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