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Woolwich B2L process simplified

Woolwich is improving its buy-to-let proposition by simplifying documentation requirements.

For loans up to £500,000 and with a maximum LTV of 75%, proof of income is no longer required. Also, for loans greater than 75% LTV only the latest payslip and bank statement for the principal applicant is needed.


Journalists such as Isabelle Kassam are good for us all

From Mike Lazenby There are few certainties in life – one is that we will all die and another is that there are too few financial journalists who are sufficiently astute, bright, challenging, scary or honest to take the mortgage industry to task when it falls down. Speaking as a long-time media tart, there are […]

Buy-to-share deal could help first-time buyers

Stroud & Swindon has launched a buy-to-share product that allows home buyers to borrow more by taking into account income gained by renting out a spare room.This option is aimed at first-time buyers who are finding it hard to get on the property ladder but do not want to make a financial commitment by buying […]

Lenders are taking a long-term view

Extended mortgage repayment periods have come in for criticism in the national media but lenders are being responsible and helping aspiring first-time buyers, says Sally Laker

Stable prices could add up to trouble

We could see a stabilisation of house prices soon which would lead to a drop in new business volumes for brokers and over-optimistic lenders being left high and dry, says Frank Eve


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