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B2L discount deal from Freedom

Freedom Lending has launched a two-year discounted buy-to-let deal with a rental calculation based on 120% at the pay rate. There is 1.36% discount up to 75% LTV, 1.26% discount up to 80% LTV and 1.16% discount up to 85% LTV.


Overseas advice centre at Expo

Last week, Goldsmith Williams Overseas hosted London’s first overseas legal advice centre the Mortgage Business Expo. Bringing together legal partners from countries including Spain, Cyprus and Turkey, attendees had the opportunity to get guidance on how best to advise clients considering buying property overseas.

Newcastle launches new Property bond

Newcastle has launched a new five-year term Guaranteed Property Bond with returns linked to any growth in the Halifax house price index.The bond’s return is based on 110% of any growth in the HHPI and has a full capital guarantee, which means provided it is maintained for its full term, the original capital invested will […]

House prices are higher in spa towns

Halifax has revealed that home-buyers are prepared to pay a premium to live in a spa town.All 18 spa towns have higher average house prices than their region, while 16 out of 18 spa towns have higher average house prices than the neighbouring towns in their county.Spa towns tend to rank highly for quality of […]

Woolwich launches combined fixed-rate and lifetime tracker

Woolwich is to introduce a product that is a combination of fixed rate and lifetime tracker.The mortgage is fixed for the first two years at 5.19% and then reverts to a lifetime tracker at 0.19% above base rate safeguarding consumers against further interest rate rises. There are no early repayment charges after the initial two-year […]

Five ways to invest in the connected world

Smart utility metering; fitness trackers; connected cars; smart factories; precision agriculture: the internet of things encompasses myriad applications. But how do you gain exposure – and profit – from this growing trend, asks Neptune fund manager & CTO Ali Unwin. Read more: Important information Investment risks Neptune funds may have a high historic volatility rating […]


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