Barclays celebrates offset mortgage on Australia Day

January 26 is Australia&#39s National Day, and Barclays is looking at the best and the worst of what the Aussies have given us, including offset mortgages.

Openplan from Barclays and The Woolwich combines a current account, savings and mortgage, and Barclays offers its thanks to Australia where offset mortgages started.

This is what the Openplan team thought were the best and worst things Australia has given to the UK.

Top 10 things the Aussies have given us:

1. An abundance of attractive female popstars – Kylie Minogue, Holly Vallance, Natalie Imbruglia

2. Dame Edna

3. Australian Wine

4. Offset mortgages

5. The car radio

6. Mel Gibson

7. BBQ culture

8. Aboriginal art

9. Australian lager

10. Computerised cancer detection device

Top 10 things we wish they hadn&#39t:

1. An abundance of attractive female popstars – Kylie Minogue, Holly Vallance, Natalie Imbruglia

2. Trousers with permanent creases

3. Rolf Harris

4. Crocodile Dundee

5. The Thornbirds

6. Daytime soap operas

7. Dangling cork hats

8. The Australian cricket team

9. Jason Donovan

10. Kangaroo steaks

David Bright, head of Openplan, says: “The Australians have given us some great things over the years including offset mortgages. In Australia one third of homeowners have offset mortgages and at Openplan we think that this, as well as BBQs, lager and Kylie Minogue, deserves a toast on Australia Day!”