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Support scheme won’t help everyone, says IMLA

Peter Williams, executive director of the Intermediary Mortgage Lenders Association says the government’s Homeowner Mortgage Support scheme may not provide help for everyone.

He says: “This is a further component in the mechanisms put in place to help mortgage borrowers who are in difficulty, and has been worked up following discussions between government and a number of lenders.

“However, there is a fairly complex set of requirements and many borrowers won’t be eligible or it may not be suitable for their individual circumstances. It is unlikely to be an all purpose panacea for home owners who are struggling, but the fact remains that lenders are already providing substantial support and flexibility to help people stay in their homes.

“Repossession is an unwelcome outcome for lenders and they do everything in their power to avoid it.”


Cheap thrills

Stuck for something to do in the credit crunch when restaurants are pricey, cinema tickets extortionate and retail therapy a no-no?

Why prevention is better than cure

Quoting the famous adage, prevention is better than cure; there are many proactive benefits that can improve wellness in the workplace, decrease stress, increase staff morale and reduce absenteeism, as well as attracting and retaining employees of a higher standard. With a recent study showing that employees in Britain are working below peak productivity, preventative benefits can ensure you address potential health issues or causes of stress at their source and ensure productivity in the workplace remains at an optimum level. With this in mind, how are you using preventative benefits to help keep your workforce happy and healthy?


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