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Zest Home Loans launches limited edition product

Zest Home Loans has launched its Harvest limited edition three year capped rate product.

The product is for sub-prime to sub-prime, with no proof of mortgage payments required.

The highlights of the product are unlimited CCJs and arrears up to 75% LTV, as well as no self-cert loading and no remortgage loading.

The three year capped rate from completion is 6.99%, and the product reverts to LIBOR + 3.20% after year three.

The other terms and conditions are as the Harvest Core range.


Dashboard Solutions to run CHL systems

Capital Home Loans has chosen Dashboard Software, the web based solution for mortgage intermediaries and packager, to run its systems for the recently launched sub-prime special division. The CHL specialist division has been set up to deliver quality products through a distribution agreement with Mortgages Plc, the software was chosen to ensure that high levels […]

Single person households on the rise

A report published today by MINT predicts big changes to UK spending patterns over the next 20 years. When it comes to cost, MINT anticipates house prices will increase 100%, from 163,334 in 2005 to 335,674 in 2025. But it is the social changes in British society that seem likely to have a knock-on affect […]

Estate agent to cross Sahara for charity

A Nottingham-based estate agent is taking up the challenge to cross the Sahara desert for charity. Gordon Brown, a director of local estate agency Freckleton Brown, and a franchisee of national independent mortgage broker Mortgage Talk, is striding through the desert in aid of the Macmillan Cancer Relief charity between the February 18 to 26 […]

The Exchange launches eConveyancer solution

The Exchange, the leading provider of portal services to IFAs and a key part of the Financial Services Division of Vertex, has partnered with eConveyancer to provide a conveyancing referral service to brokers.Exweb eConveyancer offers real-time access to the individual conveyancing illustrations of eConveyancer’s network of solicitors, enabling intermediaries to transact conveyancing business via the […]


Guide: 10 required letters — what to send, to whom and when?

This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. The topics in this guide include: the letters you need to send out; what to send and when; the importance of employee engagement; and what to consider as additional communication.


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