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US separate beds craze unlikely to catch on over here

Experts have predicted that the US trend for split master bedrooms will not catch on in the UK as space here is too limited and expensive.

The New York Times last week published a survey by the National Association of Home Builders which showed that contractors and architects predict 60% of all US custom-built properties will have sub-divided or separate master bedrooms by 2015.

Problems with snoring and differing sleeping patterns were cited as the main reasons for this trend.

But with the cost of land being so high over here, UK experts say there is likely to be more call for building upward than outward.

David Birkbeck, chief executive of the cross-industry not-for-profit organisation Design for Homes, says: “Britain has the smallest average room size in Europe, and because land is so expensive we are seeing increased demand for building upwards to create more space.”

Birkbeck says that vertical separation of bedrooms in family homes is often more successful because it offers occupants more privacy, as teenagers can enter at the ground floor level late at night without disturbing their parents upstairs.

Likewise, parents don’t need to worry about marital sounds penetra-ting the walls.

He adds: “It seems that we have the opposite problem to the US, as one house builder recently informed me he had found the perfect way to hang a door so as to provide couples with the extra few seconds necessary to pull the sheets up should someone want to enter the room unexpectedly.”


Fees clampdown could backfire has warned the Financial Services Authority’s clampdown on exit fees could lead to lenders massively hiking their arrangement fees.

B2L deal needs no rental proof

Bananas Inc has released a two-year fixed-rate buy-to-let mortgage that has no requirement for proof of rental income.

B2L investors take the long view

One in four buy- to-let investors plan to keep their properties for more than 15 years, according to Mortgage Trust. And three-quarters of landlords expect to hold onto their properties for more than five years.

Commercial seminars in NI

InterBay is running seminars in Northern Ireland to educate brokers on the subject of commercial mortgages.


Guide: day-to-day tasks ​— can your system manage?

This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. As well as highlighting what is required from a system to ensure it is up to the tasks, an overview of the following is also provided: data validation; data categorisation; employee communication; opt-in process; opt-out process; produce contribution schedule; contribution reconciliation process; upload of member data to pension provider; upload contribution to pension provider; manage salary sacrifice process; enrolment process; re-enrolment process; and management of increased employee queries.


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