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HMO-friendly criteria from CHL

CHL Mortgages has unveiled new lending criteria for houses of multiple occupancy. The buy-to-let specialist now has what it believes to be the most HMO-friendly lending rules of any UK lender.

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JEREZ 2006: Lenders accused of hiding behind regulation

Brokers have accused lenders using regulation as an excuse not to raise proc fees. Speaking at the Mortgage Summit in Jerez on June 21, Kevin Patterson, sales director at Park Row, says it’s ironic that although lenders blame regulation for tighting margins, the biggest cost had in reality been bourn by brokers. Charles Haresnape, managing […]

Consumers want online bargains

Nearly twice as many people would be likely to apply for mortgages online if they were sure they were getting the cheapest deals available, research from Direct Line Mortgages reveals. The findings were unveiled last week as Direct Line launched its first online-only mortgage – a two-year tracker at 4.19% which reverts to a long-term […]

London is most profitable student investment option

Research from Landlord Mortgages shows that parents who choose to buy a property for their child to live in while studying could make profit of almost 20,000 over the three-years of their child’s degreeThe rersearch also shows parent’s whose children study in London can make the most profit if they buy and rent out two […]

May lending second highest on record, says CML

Gross mortgage lending reached 28.7bn in May, figures out from the Council of Mortgage Lenders have revealed. Lending was 18% higher than in April and nearly 30% higher than in May last year. It was the strongest May figure on record and only 0.5% below the record for a single month seen in July 2004 […]

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Employer iPMI responsibilities could continue to escalate, says Jelf

New laws in Dubai will put the burden of providing international private medical insurance (iPMI) firmly on the shoulders of the employer in order to maintain the country’s leading healthcare facilities. With 10,000 UK nationals having moved to the country since 2007 and only 16.5 per cent of the total 8.2 million people living there being Emiratis, Jelf Employee Benefits believes this move was inevitable and employer responsibilities could continue to escalate in future.

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