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Well done Baldwin for ad in Mortgage Strategy

From Richard Griffiths

Well done, Baldwin. I refer to the Home of Choice full-page advertisement in last week’s Mortgage Strategy (December 12), which referred to my second article concerning Keith Baldwin’s operation. I had wondered if there would be a response, which must have been tempting.

The advertisement was a class act. Well done.


Tales of chimneys past

The Royal Institution of Chartered Surveyors warns that chimneys could be a thing of the past. New homes do not feature them and many older homes are not maintaining existing ones. John Reyers, spokesman for RICS, says: “There are three things working against them – the focus on energy efficiency, the space and cost implications […]

em- launches products with First National

em-homeloans is offering a range of products in conjunction with lending partner First National.The branded lending division of em- will offer to brokers a light to medium, two-year fixed rate at 85% LTV with a rate of 6.59%, a high two-year discount at 75% LTV with a rate of 6.44%, and a first-time buyer 95% […]

Market Watch

Swaps increased sharply before falling back roughly to their previous levels.

Network failures benefit Vesta

Vesta Packaging has attributed its 32% rise in sales over the five months to the end of November in part to appointed representatives becoming disillusioned with networks, which they feel are too expensive and restrictive.

Auto-enrolment: tips for employers

The Pensions Regulator (TPR) has released advice on communications for employers, including three tips to help you with your auto-enrolment duties. 1. Allow enough time to select your pension schemeIt’s recommended that you start to prepare for auto-enrolment at least 12 months in advance of your staging date; additionally, give yourself time to choose the […]


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