Name: Nigel Payne
Company: The Mortgage Business
Job title: Managing director
Where do you live?
Chester during the week and Leeds at the weekends.
Describe your current jobThe full remit of running a plc. From strategy, products, pricing, sales, operations, risk, people, underwriting to working with the other parts of the HBOS group. No day or week is the same, and that is one of the role’s great aspects. I am also a director of PISCES – Property Information Systems Common Exchange Standard – and have worked closely with the government on the introduction of Home Information Packs. Being part of the wider HBOS group gives me other facets to the role, which add to the interest.
What was your first job?
I was an analyst for Hewlett Packard. It is a fantastic company to work for.
What was your last job?
Head ofbusiness development at HBOS. This covered systems development, operations, geographic expansion and non-mortgage product development, which included a range on legal products such as wills and conveyancing.
What have you done in between? All sorts withinHBOS. Headof savings, converting Halifax to a plc,leading the team that bought Birmingham Midshires, various project, strategy and planning roles.
What has been the defining point of your career to date?
Has yet to come.
And the most embarrassing?
A few years ago I was invited to thelaunch of a Disney film in London. They flew the director over from America, who had spent four years working on this film. Having been out the night before, I caught an early train to London and went into this small, cosy cinema. Needless to say as the lights went down I fell asleep. Before I knew it, the director was making rude remarks about how dare someone snore during a film that had taken four years to make.
Do you have a mortgage? Yes – two.
What’s your favourite restaurant?
Room, in Leeds. Good food, lovely place, reasonable price.
What’s the most you’ve ever spent on dinner for two?
About 10 years ago in Bradford, I spent 180 at a restaurant next to Maningham Park, which for those of you who don’t know it is not the nicest areaof Bradford now.
What’s your favourite band?
I don’t have one. I am not someone who likes a particular band.I vary wildly in my musical tastes, depending on what is good at the moment and what mood I am in. The latest CD in my car is Katie Melua.
What’s your favourite tipple?
Budweiser, especially on draught in America.
Do you have any hobbies and interests?
Football. Although I can’t play outfield any more, I still make an effort between the posts. I’m a Manchester City fan. I love Rugby Union too, and now have the joy of watching my son play every Saturday for his school.