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Lenders reprice to tempt borrowers away from interest-only mortgages

Lenders are starting to offer cheaper rates for repayment mortgages in a bid to steer borrowers away from interest-only deals. Halifax for Intermediaries is the latest lender to change its criteria in favour of repayment deals. It hiked the rates on its tracker mortgages for interest-only payments in March and has now done the same […]

Specialist lenders are just waiting for investors to return

The issue with specialist lending is not that there are no lenders willing to do it but rather that there are no investors willing to invest in it at the moment. That’s why all the remaining lenders of this type have moved to the prime arena if possible, or ceased lending altogether. Many are simply […]

Good relationship I had with Abbey has disappeared

I was intrigued to read on Mortgage Strategy Online recently that Abbey is looking to reward brokers for good packaging. Under my own ’reward the efficient lender’ initiative I am sending cases to lenders that treat me fairly. That’s why I am disinclined to send cases to a lender that agrees a case three times […]


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