Marketwatch

Last week saw some encouraging moves including ING trialling the broker channel, a top investor entering our sector and Virgin Money considering using intermediaries - all good stuff

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HERO OF THE WEEK is Abbey for launching its scheme whereby brokers who package cases properly will be rewarded with preferential terms including the ability to fast-track cases. This is a good way of improving packaging that should help all of us. If the overall quality of packaging improves all applications will be processed quicker.

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VILLAINS OF THE WEEK are politicians. I’m totally fed up with the general election already. It’s in the newspapers, on the television, on the internet, on the radio and God knows how many trees have been pulled up to produce all the flyers sent through the post. It’s like a dull soap opera and I wish it was over.