View more on these topics

Compulsory cover might benefit us all

JAMES WATSON, HEAD OF SALES AND MARKETING, PAYMENTSHIELD
JAMES WATSON, HEAD OF SALES AND MARKETING, PAYMENTSHIELD

The starting gun for the general election has been fired and all political parties have been quickly out of the blocks.

It’s possible the Conservatives will prevail and their leader David Cameron will be the nation’s new leader when the votes are counted.

His campaign centres on the idea of what he calls the Big Society. The Tories believe this move towards responsibility and respect contrasts with the big government ethos of Labour.

But there are areas where only government direction and legislation can help society. Examples of this include the compulsory wearing of seat belts in cars and the ban on smoking in public places.

These were once thought to be matters of free will and the moves above would not have happened if they had not been pushed through by government. Once controversial, they are now seen as common sense initiatives that have saved the NHS money.

One of the most stressful things that could happen to anyone is losing their home, yet thousands of home owners face this worry as jobs continue to be lost.

They then become a burden on society that has to rehouse them and pay welfare benefits, not to mention the lost tax receipts.

How much simpler it would be if everyone was forced to have insurance before signing property deeds. Borrowers would have peace of mind knowing they would keep the roof over their heads if they lose their job and the nation would save cash by avoiding having to pick up the pieces.

Recommended

DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR, BARCLAYS
4

Working together is the route to success

Maintaining good relationships in business as well as in our personal lives is important to our well-being. This is especially apparent in the intermediary market, which is a relationship-based arena. Lender and broker relationships remain critical, while intermediary relationships with estate agents, solicitors, networks, clubs and other service providers have also become important. Some say […]

2

The Third Man

It used to be the case that a week was a long time in politics, but now, after the much anticipated Leaders debate last night delivered a surprisingly enticing slice of political drama, 90 minutes can be an entire career.

HSBC gets insight into equity customers have

HSBC is now able to view the amount of equity customers have in their homes, thanks to the Equity Indicator product developed by Hometrack and Callcredit. It combines Hometrack’s automated property valuation information with Callcredit’s client data.

In Focus Ebola cover - thumbnail

White paper — In Focus: Ebola Virus Disease

Jelf Employee Benefits focuses on Ebola Virus Disease (EVD) and what this means for businesses with operations in West Africa. This will be of particular interest to those with employees either travelling to, or living within, West Africa, the area affected by the most catastrophic outbreak of Ebola to date.

Newsletter

News and expert analysis straight to your inbox

Sign up