Compulsory cover might benefit us all

JAMES WATSON, HEAD OF SALES AND MARKETING, PAYMENTSHIELD
JAMES WATSON, HEAD OF SALES AND MARKETING, PAYMENTSHIELD

The starting gun for the general election has been fired and all political parties have been quickly out of the blocks.

It’s possible the Conservatives will prevail and their leader David Cameron will be the nation’s new leader when the votes are counted.

His campaign centres on the idea of what he calls the Big Society. The Tories believe this move towards responsibility and respect contrasts with the big government ethos of Labour.

But there are areas where only government direction and legislation can help society. Examples of this include the compulsory wearing of seat belts in cars and the ban on smoking in public places.

These were once thought to be matters of free will and the moves above would not have happened if they had not been pushed through by government. Once controversial, they are now seen as common sense initiatives that have saved the NHS money.

One of the most stressful things that could happen to anyone is losing their home, yet thousands of home owners face this worry as jobs continue to be lost.

They then become a burden on society that has to rehouse them and pay welfare benefits, not to mention the lost tax receipts.

How much simpler it would be if everyone was forced to have insurance before signing property deeds. Borrowers would have peace of mind knowing they would keep the roof over their heads if they lose their job and the nation would save cash by avoiding having to pick up the pieces.