Most Mortgage Strategy Online readers say they would rather use BM Solutions’ 3.75% two-year rate product than Bank of Scotland’s large loan tracker, with 62% voting in favour of the BM Solutions product.BM Solutions launched a batch of mainstream products last week in the wake of the departure of a number of key figures from the group. Just 38% of readers say they would continue to use the deal offered by Bank of Scotland. This week Mortgage Strategy asks: Is the cost of compliance the biggest threat to your business? Visit www.mortgagestrategy. co.uk to have your say.