View more on these topics

B&B warn over home security

Bradford & Bingley is recommending that home owners change their locks as soon as they move into a new property as this is the only way to be 100% sure of knowing how many keys there are to the property.

People shouldnt just rely on insurance to protect them from the eventuality of theft using keys still in circulation.

The increasing reliance on cleaners, gardeners, nannies and dog walkers means that more people than you realise could have access to your new home.

It says many people utilise home help to the fullest by providing access to the family home when they arent in, but as the number of keys in circulation increases so too does the potential for lost or stolen keys.

Dave Foyle, head of general insurance at Bradford & Bingley, says: “In theory, anytime you hand over another set of keys to your home you are weakening the security of it.

“Dog walkers, and cleaners will probably have a number of clients and it is possible that they may have your address and your keys together, which if lost or stolen could be costly.”

Recommended

GMAC-RFC launches cascade service

GMAC-RFC has launched a cascade service covering mortgages in the mainstream, self-cert, buy-to-let and sub-prime sectors. Research by the lender suggests some 15% of mainstream deals and 20% of self-cert mortgage applications are initially declined. A quarter of mainstream declines and one-third of self-cert declines are due to adverse credit, highlighting the need for a […]

Mortgage Next makes key appointments

Mortgage Next has made a number of key appointments and is recruiting additional staff as a result of its recent strategic review of business. The network and mortgage distribution club with a packaging facility conducted a review of its business to ensure it delivers a high quality service to both appointed representatives via Mortgage Next […]

Council Tax Bill

The Council Tax Bill has been published by the Office of the Deputy Prime Minister. This follows the announcement on September 20 that the government had extended Sir Michael Lyons’ inquiry into local government funding.

Regulation should extend to others in the protection chain

From Steve Newman The FSA has the regulation of the mortgage and life industries nicely tied up – or does it? Regulation is in place to ensure we exercise a duty of care when advising customers about the risks of taking on a mortgage commitment. Best advice is to ensure that life and critical illness […]

Strong dollar can be a powerful driver of UK dividend growth in 2015

By Robin Geffen, fund manager and CEO 

This year threatens to be a challenging one for UK dividend hunters. Last year saw an all-time record amount paid out in UK dividends — some £97.4bn, according to research from Capita Dividend Monitor. Yet as Capita also pointed out, out the biggest single factor driving the growth in the fourth quarter of last year was easy to identify: the rising US dollar. 

In our view, this trend is much more than simply a one-quarter phenomenon. It is actually the most profound issue to get right as a UK equity income investor in 2015. We believe that the US dollar will continue to strengthen significantly from its current level. This is due more to the US economy’s demonstrable de-coupling from the rest of the world than to a view on the UK. The US has a strong chance of tightening monetary conditions this year without jeopardising growth or de-stabilising its housing market. The same can unfortunately not be said about the UK.

Newsletter

News and expert analysis straight to your inbox

Sign up