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Potential ARs must check marketing materials

Brokers are being warned that networks will not be lenient when they take over responsibility for their appointed representatives&#39 promotional material.

Speaking at the Mortgage Business Expo seminar on marketing techniques within the regulated market, Julian Wells, head of marketing at Mortgages PLC, told the audience that all principals will be responsible to the FSA for the content of their ARs&#39 marketing material, including adverts, marketing letters, websites and posters.


Commercial First launches products in Scotland

Commercial First Mortgages has announced plans to launch its products in Scotland with immediate effect. Commercial First&#39s products are specifically designed for small to medium-sized business borrowers. The move into Scotland means intermediaries will have access to a range of commercial mortgage products starting with an interest rate of 3.75% above Barclay&#39s base rate. Stephen […]

We must make borrowers aware of the risks of self-build

Ricky Okey, general manager, Charcol. The self-build market, although considered a specialist market, is actually popular with pretty much anybody. There are no typical self-build lenders or specialists but some stand out from the crowd. In the selfbuild specialist category BuildStore is in a league of its own and has pretty much cornered the market. […]

Trigold shrugs Off poor results

Ifonline Group, owner of mortgage sourcing system Trigold, has rebuffed industry criticism of the low profits and continued losses revealed in its 2002 results. The company made just £685,000 over the year against a loss of £5m. Auditor Moore Stephens reveals that the company was reliant on “additional funds” provided by principal shareholders to bring […]

When service influences advice

A couple of weeks ago an open letter was sent to abbey from a group of IFAs despairing of the poor levels of service they were receiving on the processing of their mortgage cases. Abbey responded by inviting them to a meeting with senior executives to discuss the issues. I am sure some in the […]


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