The Scottish survey process should be extended across UK

In response to the news that Home Information Packs are to be scrapped (Mortgage Strategy Online), the government should consider bringing in Home Reports in England and Wales like we have in Scotland.

This would be good news as it would save both buyers and sellers a lot of money.

In England and Wales lenders control the survey landscape, charging huge fees that are more than they pay surveying firms.

In fact, this skimming on survey fees is nothing more than another lender rip-off that should have been addressed by the regulator years ago.

We in Scotland laugh at how much you get ripped off in England and Wales because the same lenders happily accept Home Reports on Scottish properties and charge no fees.

GEORGE WILLIAMSON